Financial Wellness

External Scholarships

In addition to scholarship options through UMKC, students should review the following scholarship and special loan opportunities and resources. Updated June 2023.



Special Programs

UMKC Health Professional Loans

Information: Alternative loan options for Disadvantaged Students (LDS Program) or for those passionate about Primary Care (PCL Program.)  These loans have a fixed interest rate and do not accrue interest during school. They also have a longer Grace Period upon graduation of 12 months.

For the Primary Care Loan, students MUST go into an approved Primary Care specialty or will face high-interest rate penalties. Please only consider applying if you are passionate about primary care.

  • Approved specialties as defined by HRSA are Family Medicine, Internal Medicine, Pediatrics, Combined Medicine/Pediatrics, Preventative Medicine, and General Practice. (OB/GYN is NOT approved)

Application Process: Applications open each year on March 1 and are due May 15th. You can apply at the UMKC Financial Aid site here and use the Secure Document Uploader to submit your application. You must include parental information on your FAFSA.

View the 2022 Fact Sheet

PRIMO Loans and Forgiveness

Information: Funding (loans) available to Missouri Residents pursuing a Primary Care specialty and commitment to work in a designated underserved area upon completion of training. Potential for the loans to be forgiven in exchange for a service obligation. Read more on the program at the site below.

Website: Primary Care Resource Initiative for Missouri | Health & Senior Services (

Loan Program:

The PRIMO program is a competitive state program that awards funding to Missouri residents attending a Missouri institution pursuing training leading to Missouri licensure as primary care physicians, dentists, dental hygienists, psychiatrists, and other mental health practitioners. Upon completion of training, the PRIMO recipient completes a service obligation by working in a designated underserved area, in Missouri, experiencing shortages of medical, mental health, and dental professionals.

Forgiveness Program:

PRIMO recipients earn forgiveness of their loan award through a service obligation. The service obligation required for forgiveness is based upon the number of loans received. The obligation is one year of service per award, which is based on full-time qualifying employment. One loan equates to one year of service; two loans equates to two years of service, etc., which is based on full-time qualifying employment. The maximum service obligation is five years.

Qualified employment is considered as full-time, direct patient care in a HPSA providing primary health care services. You can search for HPSAs here.  Full-time in the PRIMO program is considered a minimum of thirty (30) hours per week.

View the Fact Sheet

NHSC Programs (During School)

National Health Services Corps (NHSC)

Award Amount: Payment of tuition, required fees, books & supplies, and a monthly living stipend.

Website: How to Apply for a Scholarship | NHSC (

Scholarship Information:

The NHSC scholarship is a competitive program that pays tuition, fees and provides a living stipend to students enrolled in accredited medical (MD or DO), dental, nurse practitioner, certified nurse-midwife, and physician assistant training. Upon graduation, scholarship recipients serve as primary care providers for 2-4 years in a community-based site in a high-need Health Professional Shortage Area that has been approved by the NHSC as a service site.

Awards are made to applicants most committed to serving underserved people and most likely to build successful careers in Shortage Areas and meet future needs for care throughout the Nation.

NHSC helps scholars select a compatible service site and pays for travel to and from interviews.

NHSC Students-to-Service Loan Repayment Program

Eligibility: Must be in the final year of medical school to apply. Several Health Professions are included, click the link below to view the entire eligibility. (Psst…MDs and PAs qualify!)

Website: NHSC Students to Service Loan Repayment Program | NHSC ( 

Program Information:

If you are a student in your last year of medical, nursing, or dental school, you may be eligible to receive loan repayment assistance from the NHSC Students to Service Loan Repayment Program (NHSC S2S LRP). In return, you provide at least three years of service at an NHSC-approved site in a designated Health Professional Shortage Area (HPSA).

You will receive funds to repay your outstanding, qualifying, educational loans.

  • NHSC loan repayment funds are exempt from federal income and employment taxes.
  • You will receive up to $120,000 in loan repayment funds payable in four annual installments (up to $30,000 per year) as long as you meet program requirements.
  • In return, you agree to provide three years of full-time clinical practice at an NHSC-approved site in a HPSA. (Full-time clinical practice means at least 40 hours per week, for at least 45 weeks each service year.)

Complete Repayment of Qualifying Loans

Once you complete the initial three-year service contract, you may be eligible to apply for additional loan repayment funds to pay any remaining educational loans through one-year continuation service contracts.

View the Fact Sheet

NHSC Programs (After School)

 NHSC Loan Repayment Programs

Award Amount: Repayment of student loans upon completion of training.

Website: Loan Repayment | NHSC (

Program Information:

Qualified health care clinicians could receive student loan repayment in return for serving at National Health Services Corps-approved sites.

Learn more about each of the three loan repayment programs below, or download the NHSC Loan Repayment Program Comparison Chart.

  • NHSC Loan Repayment Program – awards up to $50,000 in exchange for a two-year commitment to provide primary medical, dental or mental/behavioral health care at approved sites in high-need, underserved areas. HRSA has removed the two-tier scoring, allowing all applicants to receive up to $50,000 in awards regardless of HPSA score. NHSC LRP recipients are eligible to extend their service and potentially pay off all of their educational debt with continuation contracts.
  • NHSC Substance Use Disorder Workforce Loan Repayment Program – provides up to $75,000 in exchange for a three-year commitment to health care professionals who provide substance use disorder (SUD) treatment services at NHSC-approved SUD treatment facilities. Clinicians with DATA 2000 Waivers can receive award preference.
  • NHSC Rural Community Loan Repayment Program – Providers in rural communities may apply to the NHSC Rural Community LRP, which awards up to $100,000 for three years of service. You are eligible for preference if you work at an NHSC-approved Rural Communities Opioid Response Program (RCORP) Consortium member facility.
Military Service Programs

Health Professions Scholarship Program (HPSP)

General Program Information: HPSP – Veterans Affairs (

View specific branch websites for detailed requirements:

U.S. Air Force

U.S. Army

U. S Navy

Award Amount: Full tuition plus stipend


Underrepresented Students

Student Underrepresented in Medicine


AA/PA Specific Scholarships


MD Specific Scholarships

American Medical Women's Association (AMWA)

Provider: American Medical Women’s Association (AMWA)

Current Scholarships: Awards, Scholarships & Fellowships – American Medical Women’s Association (

Contact Information:

AMA Foundation
Provider: AMA Foundation

Current Scholarships: Scholarships – AMA Foundation

Award Amount: $10,000

Email: AMAF Program Manager Emily Demko:

Chinese American Medical Society
Provider: Chinese American Medical Society

Current Scholarships: Chinese American Medical Society – Scholarship Program (

Essex South District Medical Society

Provider: Massachusetts Medical Society

Current Scholarships: Essex South District Medical Society Annual Scholarship | VCOM

Award Amount: $2000

Contact Information:

Joan F. Giambalvo Memorial Scholarship Fund
Provider: Joan F. Giambalvo Memorial Scholarship Fund

Current Scholarships: Joan F. Giambalvo Fund for the Advancement of Women

Award Amount: Up to $10,000

Montgomery County Medical Society (MCMS) Scholarship
Provider: The Foundation of the Pennsylvania Medical Society

Award Amount: $2,000

Current Scholarship: Scholarships – Montgomery County Medical Society

Contact Information:

NMF Need-Based Scholarship Program
Provider: National Medical Fellowships

Current Scholarships: (Scroll down for application) About Our Scholarships & Awards

Award Amount: $10,000

Contact Information:

S. William & Martha R. Goff Educational Scholarship
Provider: Parkersburg Area Community Foundation- Our Community’s Foundation Online General Scholarship

Current Scholarships: Apply for a Scholarship (

Contact Information:

The Howard G. Lapsley Scholarship

Provider: The Muhlenberg Fundation

Current Scholarship: Scholarships – JFK University Medical Center (

Wellsford and Mildred Clark Medical Memorial Scholarship
Provider: Waterbury Medical Association

Current Scholarship: Scholarship (

Award Amount: Up to $20,000

Middlesex North District Medical Society
Provider: Dr. Hugh Mahoney Scholarship Program

Current Application: Massachusetts Medical Society: Middlesex North District Medical Society (

Contact Information:


General/Health-Related Scholarships

Dr. Arthur J. and Helen M. Horvart Foundation Scholarship Fund
Provider: The Horvart Foundation

Current Scholarships: The Dr. Arthur J. and Helen Horvat Foundation Scholarship (

Award Amount: Varies

Contact Information:

Creative Biolabs Scholarship Program

Provider: Creative Biolabs

Current Scholarships: Creative Biolabs Scholarship Program – Creative Biolabs (

Award Amount: $1000

Contact Information:

Hispanic Scholars
Provider: Hispanic Scholarship Fund

Current Scholarships: HSF: Scholarship

Award Amount: $500-$5000

HACEMOS Scholarship Program
Provider: HACEMOS

Current Scholarships: HACEMOS Scholarship Program (

Award Amount: $1,500 to $2,500

Jan Egerton & Don Smitley Mesothelioma Scholarship

Provider: Mesothelioma Help

Current Scholarship:

Amount: $500-$2500 Scholarship

Provider: Mesothelioma Help

Current Scholarship: Scholarship |

Amount: $4000

Japanese Medical Society of America (JMSA) Scholarships

Provider: Japanese Medical Society of America

Current Scholarships: Scholarships – Japanese Medical Society of America (

Award Amount: $2,500 to $20,000

Contact Information:

Kathern F. Gruber Scholarship Program
Provider: Blinded Veterans Association

Award Amount: $1000-$2000

Current Scholarships: Scholarship Program – Blinded Veterans Association (

Eligibility Requirements:

  • Dependent children and spouses of blinded veterans.

Contact Information:

AHEPA Foundation Scholarship

Provider: The American Hellenic Educational Progressive Association Foundation

Current Scholarships: Education – The Order of AHEPA

Contact Information:

The Harvey Fellows Program
Provider: 28Twelve Foundation

Application Deadline: November 1 of each year (Applications are accepted between
August 1 and November 1

Award Amount: $16,000 Stipend (Renewable for 2 years)

Current Scholarship: Apply – The 28twelve Foundation

Eligibility Requirements:

  • Christian graduate student
  • Be an active church member
  • Demonstrated expertise within the discipline/field
  • Argument for the lack of a distinctive Christian voice in that field
  • Demonstrated expertise within the discipline/field
Tillman Military Scholars
Provider: Pat Tillman Foundation

Current Scholarship: Scholars – Apply to be a Tillman Scholar

Award Amount: Up to $10,000 per academic year. (Renewable)

Contact Information:

Eligibility Requirements:

  • Veteran and active-duty military service members.
  • Spouses of active or veteran service members.
  • Service member or spouse seeking assistance to pursue an undergraduate, graduate or post-graduate degree as a full-time student at a public or private, 4-year U.S.-based accredited institution.
Paul and Daisy Soros Fellowships for New Americans
Provider: Paul and Daisy Soros Fellowships for New Americans

Current Application: P.D. Soros Fellowship for New Americans — Apply 

Award Amount: Each award is for up to $25,000 in maintenance grants and up to $20,000 in tuition support for each year of graduate study supported, a total of as much as $90,000

Contact Information:

Tylenol Future Care Scholarship
Provider: Tylenol

Application: TYLENOL® Future Care Scholarship | TYLENOL®

Award Amount: Several $5,000 and $10,000 Awards

Contact Information:

Healthcare Leaders Scholarships
Provider: (Open to medical or nurse professions)

Application: Nursing Student Scholarship | 

Award Amount: $1000

Contact Information: